Terms of Service

1. Acceptance of Terms

By accessing and using KARGA ("Service"), you accept and agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

KARGA is a financial data aggregation and visualization platform that:

• Aggregates publicly available market data from various sources
• Displays prediction market information from Polymarket and Kalshi
• Provides AI-powered natural language querying of financial data
• Visualizes relationships between companies, markets, and economic data

3. No Financial Advice

We are not a registered investment advisor, broker-dealer, or financial institution. Trading and investing carry significant risk of loss.

4. Data Accuracy and Availability

• No Guarantees: We do not guarantee the accuracy, completeness, or timeliness of any data displayed
• Third-Party Data: Market data is sourced from third parties and may contain errors or delays
• Service Availability: We do not guarantee uninterrupted access. The Service may be temporarily unavailable for maintenance or technical issues
• API Limitations: Query rate limits may apply to prevent abuse

5. Acceptable Use

You agree NOT to:

• Use the Service for any illegal purpose or in violation of applicable laws
• Attempt to circumvent security measures or access controls
• Use automated tools (bots, scrapers) without written permission
• Overload or disrupt the Service infrastructure
• Reverse engineer, decompile, or disassemble any part of the Service
• Resell, redistribute, or sublicense access to the Service
• Impersonate any person or entity
• Submit malicious code, viruses, or harmful content

6. Intellectual Property

6.1 Our Rights

All content, features, and functionality of the Service (including but not limited to text, graphics, logos, code, and software) are owned by KARGA and protected by copyright, trademark, and other intellectual property laws.

6.2 Your Content

You retain ownership of queries you submit. By using the Service, you grant us a non-exclusive license to process your queries for the purpose of providing the Service.

6.3 Third-Party Data

Market data is owned by respective third parties (Polymarket, Kalshi, Yahoo Finance, Federal Reserve, etc.). Use of such data is subject to their respective terms.

7. Limitation of Liability

8. Indemnification

You agree to indemnify and hold harmless KARGA from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Service or violation of these Terms.

9. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for any reason including violation of these Terms.

10. Changes to Terms

We may modify these Terms at any time. Continued use of the Service after changes constitutes acceptance of the new Terms. Material changes will be posted with an updated "Last Updated" date.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles.

12. Dispute Resolution

Any disputes arising from these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact Information

For questions about these Terms, contact us at:

Email: karga.analytics@gmail.com